December 10, 2021

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Congress repeals late Trump-era guidelines that allowed payday lenders in order to prevent rate of interest hats a€“ Pittsburgh, Pennsylvania

Congress repeals late Trump-era guidelines that allowed payday lenders in order to prevent rate of interest hats a€“ Pittsburgh, Pennsylvania

Associated videos: Biden welcomes bipartisan infrastructure deals By overturning the Trump management's procedures introduced in late 2020, Democrats block payday loans ways, which critics called the a€?bank lendinga€? strategy

Parliament on Thursday overturned a set of regulanytions enacted on the last day of the Trump administration, effectively allowing payday loan lenders to circumvent interest rate-restricting state laws. The House of Representatives cast 218-208 votes to overturn the Office of the Comptroller's payday loan regulations. Thursday's vote to overturn the OCC's a€?true lender rulesa€? was the first time a Democrat in Parliament had successfully overturned regulation using the Parliamentary Test Act. The law was enacted in the mid-1990s, empowering Congress to dismiss federal agency rules and regulations by a simple majority vote in the House of Representatives and the Senate. Its authority is limited to a specific period after the agency finalizes the regulation, typically about 60 legislative days. (more…)

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